non-performing
UK[ˌnɒn pəˈfɔːmɪŋ]US[ˌnɑːn pərˈfɔːrmɪŋ]
adj
(of a loan or asset) failing to generate income, especially because the borrower has stopped making the required payments.
adj
(of a person or thing) not achieving the expected or required standard of performance.
Morpheme Breakdown
non
perform
ing
non
not
perform
carry out
ing
adjective suffix
Etymology
The word "non-performing" is a modern financial and evaluative term constructed from clearly defined English morphemes. The core, "perform," entered English via French with the sense of completing an action or duty, shaped by Latin roots meaning "to form thoroughly." The prefix "non," directly from Latin, systematically negates this core concept. The suffix "-ing," of Germanic origin, adapts the verbal action into an adjectival state. Thus, the term's logic is transparent: it literally describes the state of "not carrying out" an expected function, whether it be a financial obligation on a loan or a required standard of work. This compound elegantly applies a classical negative prefix to a well-established verb to create a precise descriptor for failure in contractual or operational contexts.
Analysis
Structure: non (not) + perform (carry out) + ing (adjective suffix)
- non: A prefix of Latin origin meaning "not" or "the opposite of." It functions as a negative modifier.
- perform: A verb of Anglo-Norman French origin (from parfourmer), itself from Old French (parfournir: to complete, provide), ultimately from Latin per- (through, completely) + formare (to form, shape). It functions as the core lexical root.
- ing: A suffix of Old English origin (-ende, -inge), used to form present participles and adjectives from verbs. It indicates a state or quality.
Examples
The bank has a high percentage of non-performing loans on its balance sheet.
The athlete was dropped from the team due to non-performing equipment.
The committee identified several non-performing investments in the portfolio.