borrower
UK[ˈbɒrəʊə]US[ˈbɑːroʊər]
n
a person or organization that receives something, especially money, from someone else with the agreement that it will be paid back.
n
a person or entity that takes and uses something belonging to someone else with the intention of returning it.
Morpheme Breakdown
borrow
er
borrow
er
Etymology
the word 'borrower' is a transparent english formation built upon the verb 'borrow'. the verb itself originates from old english 'borgian', which meant to pledge or to take a pledge, reflecting a security-based transaction. this old english term is derived from the proto-germanic root burg-, meaning pledge or surety, which is also linked to ideas of protection and shelter. the agent suffix '-er', of germanic origin, is then appended to create a noun denoting a person who performs the action of borrowing, thus logically describing one who receives something temporarily under a pledge of return.
Analysis
Structure: borrow + er
borrow (from old english 'borgian', meaning to pledge, to borrow) + er (from old english '-ere', an agent noun suffix indicating a person who performs an action).
Examples
the library requires a valid id card from any new borrower.
the bank assessed the creditworthiness of the potential borrower before approving the loan.
as a frequent borrower of tools from his neighbor, he always returns them promptly.